covid19: homeownership

    TO COVID-19

    As circumstances from COVID-19 continue to evolve, LHC’s priority is ensuring the health and safety of our staff, customers, and partners while continuing to fulfill our mission of investing in affordable housing and economic development.

    Consistent with guidance issued by government and health officials, and to do our part to help prevent the virus from spreading, LHC is encouraging a culture of social distancing.

    Until further notice, LHC has asked our employees to work remotely and to restrict all business travel. Our organization has invested in technology that allows us to maintain business continuity despite these changes. While you may see us rescheduling meetings and trainings to occur as conference calls or webinars, our team remains committed to ensuring that we are accessible and responsive to your needs.

    Please note the following interim policies:

    • MRB reservations are suspended until further notice.
    • Mortgage instrument executive and scheduling of closings will require at least a five (5) day processing turnaround.
    • UPCS and HQS inspections of vacant units will continue.
    • Email all cancellation and payoff inquires to Email questions and concerns to

    While we adapt as appropriate to the changing environment, LHC remains steadfast in our commitment to our work. More information for our customers and partners is below.


    Fannie Mae/Freddie Mac Suspend Foreclosures and Evictions

    On March 18, 2020, the Federal Housing Finance Agency (FHFA) announced it has authorized Fannie Mae and Freddie Mac (the Enterprises) to suspend foreclosures and evictions for at least 60 days due to the coronavirus national emergency. The foreclosure and eviction suspension applies to homeowners with a single-family mortgage backed by Fannie Mae or Freddie Mac.

    Fannie Mae and Freddie Mac are also providing payment forbearance to borrowers impacted by the coronavirus. Forbearance allows for a mortgage payment to be suspended for up to 12 months due to hardship caused by the coronavirus.

    Point of Contact
    Brenda Evans
    Homeownership Administrator


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