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In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers mortgages through the Market Rate GNMA Program.
The program allows low and moderate income Louisiana families to realize their dreams of owning a home. Its availability is not limited to first-time homebuyers, and the program provides down payment assistance. It is available to potential homebuyers with household incomes up to 115% of area median income (AMI) established by parish.
Through the Market Rate GNMA Program, homeowners are offered 30-year, fixed-rate FHA, VA or USDA Rural Development mortgages.
Read on to find out if this program is right for your prospective borrower.
Find out more about the GNMA program with our FAQ document. Learn More
Use this helpful mortgage calculator to determine your monthly payment amount and help budget for your new home. Go to calculator
Find information on this program for homebuyers here. Learn More
Exhibit Fa - Maximum Limits Market Rate GNMA Program
See Exhibit Fa for income and loan limitations for this program.
View Document
Find approved lenders in your area here. Learn More
LHC offers several programs to assist homebuyers with a down payment on their new home. Find the program that’s right for your prospective homebuyer here. Learn More
Find information on this program for lenders here. Learn More