LHC Announces Homeownership Assistance Program

January 19, 2023

The Louisiana Housing Corporation (LHC) launched Keys for Service, a first-of-its-kind homeownership assistance program, to provide down payment and closing cost assistance for active, full-time law enforcement officers, firefighters, paramedics, and certified teachers. The program supports LHC’s mission to ensure every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing. 

“The Keys for Service Program is our way to give back to our state’s heroes who work tirelessly to care for our children and protect our communities,” said LHC’s Executive Director, Joshua G. Hollins. “Providing down payment and closing cost assistance for our teachers and first responders will offer some of the financial relief and support they need to make homeownership a reality.”
Eligible borrowers will receive 4% down payment assistance based on a 30-year mortgage term. If borrowers choose to pay off the loan amount early, there is no prepayment penalty; however, borrowers may be subject to paying back their down payment and closing cost assistance. 

Interested borrowers must be an active, full-time employee of a city, parish, or state law enforcement agency; an active, full-time firefighter or licensed paramedic; or an active, full-time teacher with a Louisiana teaching certification. The maximum annual household income for borrowers is $110,000. Borrowers do not have to be first-time homebuyers, but they must certify that the property they are interested in purchasing is their primary residence and they do not own additional residential property. 

“Our educators and first responders play pivotal roles in shaping and caring for our communities, and at the end of the day, they deserve a safe and affordable place to call home,” said Hollins.

The Keys for Service program is funded by $5 million in taxable bonds.

For more information, assistance with the application process, or to determine if Keys for Service is the best option for your home buying needs, contact LHC’s customer service team at For more information including a list of lenders participating in the program, visit

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