Menu

Privacy Policy

 
 Rev. 12/2014

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and payment amount
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Louisiana Housing Corporation (LHC) chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.
Does LHC share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes—
to offer our products and services to you
YES NO
For joint marketing with other financial companies or our affiliates’ everyday business purposes—
information about your transactions and experiences
NO NO
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO NO
For nonaffiliates—
to market to you
NO NO

Questions?

Call us at 225.763.8700 or go to www.lhc.la.gov

Who we are

Who is providing this notice? Louisiana Housing Corporation

What we do

How does Louisiana Housing Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We limit access to your information to those staff members that have a valid reason for viewing your records.

How does Louisiana Housing Corporation collect my personal information? We collect your personal information, for example, when you
  • apply for a loan or process a payment on our website
  • pay by check or discuss loss mitigation options
  • processing bankruptcy or foreclosure documents
We also collect your information from other sources such as credit reporting agencies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • None
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • None
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • None

Subscribe for the Latest