Down Payment Assistance Programs

    LHC’s Commitment

    In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers several programs to assist homebuyers with a down payment on their new home.

    Find the program that’s right for you below.

    MRB Home and Assisted Programs - These programs are designed to help prospective homebuyers meet down payment and closing costs on their new home. Amount of assistance for the MRB Assisted Program is 4%. Assistance for the MRB Home program ranges between 5-9% depending on loan amount.

    Resilience Soft Second Program – This program offers up to $55,000 Soft Second Assistance for down payment and up to $5,000 for Closing Cost. The program offers 30 year, fixed-rate FHA, VA, USDA, and Conventional loan products at favorable interest rates.  Available in parishes affected by the Great Floods of 2016. Assistance is provided on an as needed basis. 


    LHC Soft Second Program – Provides Soft Second Assistance for down payment up to $30,000 and up to $5,000 Closing Cost Assistance.  This program is available in designated disaster areas affected by Hurricane Isaac. Products include FHA, VA, RD and Conventional with a 30 year fixed interest rate.  Assistance is provided on an as needed basis. 



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