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Down Payment Assistance Programs

LHC’s Commitment

In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers several programs to assist homebuyers with a down payment on their new home.

Find the program that’s right for you below.

Market Rate GNMA Program - This program offers 30-year, fixed-rate FHA, VA or USDA Rural Development mortgages at favorable interest rates. Amount of assistance ranges between 2-3%.

Preferred Conventional Program - This program offers a conventional mortgage that allows for a higher loan value than FHA. Amount of assistance ranges between 3-4% and this program can help reduce PMI.

MRB Home and Assisted Programs - These programs are designed to help prospective homebuyers meet down payment and closing costs on their new home. Amount of assistance for the MRB Assisted Program is 4%. Assistance for the MRB Home program ranges between 5-9% depending on loan amount.

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