The Louisiana Housing Corporation offers various programs to assist lenders in making homeownership a reality for their clients.
In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers both conventional and government mortgages through its Premier Program.
Read on to find out more about programs that can help your prospective homeowner.
These programs are designed to help prospective homebuyers meet down payment and closing costs on their new home.
This program helps increase opportunities for Louisiana citizens to purchase a home by offering 30-year, fixed-rate FHA, VA or USDA Rural Development mortgages at favorable interest rates.
This program offers a conventional mortgage that allows for a higher loan value than FHA. It also allows for higher income limits and no upfront mortgage insurance premium.
This program offers conventional and government mortgage options to help Louisiana Residents realize their homeownership dream.
This program is available to first-time homebuyers, veterans and buyers purchasing a home in designated areas who are low to moderate income.
Learn more about the Mortgage Credit Certificate Program →
This parish-specific program is available to some low to moderate income, first-time homebuyers in the Delta parishes who may lack traditional credit.
This program is designed to cover the affordability gap between the maximum amount that a homebuyer can afford and the purchase price of the home.
Learn more about the Soft Second Program →
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