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    Lenders

    The Louisiana Housing Corporation offers various programs to assist lenders in making homeownership a reality for their clients.

    LHC’s Commitment

    In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC works with lenders to offer various programs that make homeownership possible.

    Read on to find out more about programs that can help your prospective homeowner.

    MRB Home and Assisted Programs

    These programs are designed to help prospective homebuyers meet down payment and closing costs on their new home.

    Learn more about these programs →

    Market Rate GNMA Program

    This program helps increase opportunities for Louisiana citizens to purchase a home by offering 30-year, fixed-rate FHA, VA or USDA Rural Development mortgages at favorable interest rates.

    Learn more about the Market Rate GNMA Program →

    LHC Preferred Conventional Program

    This program offers a conventional mortgage that allows for a higher loan value than FHA. It also allows for higher income limits and no upfront mortgage insurance premium.

    Learn more about the Preferred Conventional Program →

    LHC Choice Conventional Program

    This program provides additional closing cost assistance to borrowers that meet specific income limits.

    Learn more about the Choice Conventional Program →

    LHC Advantage Program

    This conventional product can help homebuyers lower their mortgage insurance and interest rate resulting in a reduced monthly mortgage payment.

    Learn more about the Advantage Program →

    Delta 100 Program

    This parish-specific program is available to some low to moderate income, first-time homebuyers in the Delta parishes who may lack traditional credit.

    Learn more about the Delta 100 Program →

    Mortgage Credit Certificate Program

    This program is available to first-time homebuyers, veterans and buyers purchasing a home in designated areas who are low to moderate income.

    Learn more about the Mortgage Credit Certificate Program →

    Soft second program

    This program is designed to cover the affordability gap between the maximum amount that a homebuyer can afford and the purchase price of the home. 

    Learn more about the Soft Second Program →

     

    Down payment assistance Programs

    The LHC offers several programs that can assist eligible homebuyers reduce their down payments.

    See programs offering down payment assistance →

    Homebuyer Counselors

    Our Homeownership Education Counseling Programs can help homeowners understand the rights, privileges, and responsibilities of homeownership.

    Learn more about Homeownership Education Counseling Programs →

    Daily Interest Rates

    See mortgage interest rates for the various programs offered through the LHC.

    See current interest rates →

    Mortgage Calculator

    Use this helpful mortgage calculator to determine your monthly payment amount and help budget for your new home.

    Go to mortgage calculator →

    Events

    Find events for lenders in your area.

    Browse upcoming events →
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    LOOKING TO MAKE CONNECTIONS?

    At Connections you will have the unique opportunity to connect with a diverse group of professionals and advocates from all housing sectors in the state. The conference will be divided into 6 tracks that examine and discuss housing from an individual, regional and statewide perspective. 

    Register Today!

    2415 QUAIL DRIVE, BATON ROUGE, LA 70808

    PH 225.763.8700 • TF 888.454.2001 • FX 225.763.8710

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