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The Louisiana Housing Corporation offers various programs to assist lenders in making homeownership a reality for their clients.
In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC works with lenders to offer various programs that make homeownership possible.
Read on to find out more about programs that can help your prospective homeowner.
These programs are designed to help prospective homebuyers meet down payment and closing costs on their new home.
This program helps increase opportunities for Louisiana citizens to purchase a home by offering 30-year, fixed-rate FHA, VA or USDA Rural Development mortgages at favorable interest rates.
This program offers a conventional mortgage that allows for a higher loan value than FHA. It also allows for higher income limits and no upfront mortgage insurance premium.
This program provides additional closing cost assistance to borrowers that meet specific income limits.
This conventional product can help homebuyers lower their mortgage insurance and interest rate resulting in a reduced monthly mortgage payment.
This parish-specific program is available to some low to moderate income, first-time homebuyers in the Delta parishes who may lack traditional credit.
This program is available to first-time homebuyers, veterans and buyers purchasing a home in designated areas who are low to moderate income.
This program is designed to cover the affordability gap between the maximum amount that a homebuyer can afford and the purchase price of the home.
Learn more about the Soft Second Program →
The LHC offers several programs that can assist eligible homebuyers reduce their down payments.
Our Homeownership Education Counseling Programs can help homeowners understand the rights, privileges, and responsibilities of homeownership.
Learn more about Homeownership Education Counseling Programs →
See mortgage interest rates for the various programs offered through the LHC.
Use this helpful mortgage calculator to determine your monthly payment amount and help budget for your new home.
Find events for lenders in your area.
At Connections you will have the unique opportunity to connect with a diverse group of professionals and advocates from all housing sectors in the state. The conference will be divided into 6 tracks that examine and discuss housing from an individual, regional and statewide perspective.
