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In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers the Delta 100 Program. This $2 million, parish-specific program helps some first-time homebuyers who lack traditional credit but have demonstrated the ability, willingness, and commitment to homeownership through alternate avenues.
LHC will provide up to 100% financing and up to 3% closing cost and prepayment assistance to eligible homebuyers. These borrowers are required to complete a Homebuyer Education Course, meet minimum investment requirements and have sufficient cash reserves to qualify.
Read on to find out if this program is right for your prospective homebuyer.
* Caldwell, Catahoula, Concordia, East Carroll, Franklin, Madison, Morehouse, Pointe Coupee, Richland, Tensas, West Carroll, and Ouachita (excluding Monroe)
Find approved lenders in your area here. Learn More
Find the documents you'll need to help your client apply for this program. Learn More
See the Standard Mortgage Corporation Training Guide here. View Document
Find information on this program for homebuyers here. Learn More
See our Delta 100 Program Training presentation. View Document
See our lender training presentation. View Document
Use this helpful mortgage calculator to determine your monthly payment amount and help budget for your new home. Learn More
Find information on this program for Realtors here. Learn More