In keeping with its mission to ensure that every Louisiana resident is granted an opportunity to obtain safe, affordable, energy-efficient housing, the LHC offers the Delta 100 Program. This $2 million, parish-specific program helps some first-time homebuyers who lack traditional credit but have demonstrated the ability, willingness, and commitment to homeownership through alternate avenues.
LHC will provide up to 100% financing and up to 3% closing cost and prepayment assistance to eligible homebuyers. These borrowers are required to complete a Homebuyer Education Course, meet minimum investment requirements and have sufficient cash reserves to qualify.
Read on to find out if this program is right for your prospective homebuyer.
* Caldwell, Catahoula, Concordia, East Carroll, Franklin, Madison, Morehouse, Pointe Coupee, Richland, Tensas, West Carroll, and Ouachita (excluding Monroe)
See our Delta 100 Program Training. View Document
LHC offers several programs to assist homebuyers with a down payment on their new home. Find the program that’s right for your prospective homebuyer here. Learn More
Find information on this program for lenders here. Learn More
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Find information on this program for homebuyers. Learn More