The Delta 100 Program is a $2 million parish specific program in the Delta Region available to low-to-moderate income, first-time homebuyers who may lack traditional credit but have demonstrated the ability, willingness, and commitment to homeownership through alternate avenues. LHC will provide up to 100% financing and up to 3% closing cost and prepayment assistance. Borrowers are required to complete a Homebuyer Education Course, make a minimum investment in the transaction and have sufficient cash reserves to qualify.
Homebuyer education required
*Caldwell, Catahoula, Concordia, East Carroll, Franklin, Madison, Morehouse, Pointe Coupee, Richland, Tensas, West Carroll, and Ouachita (excluding Monroe)